Deposit Rates

Effective December 11, 2017

Account TypeRateAPY*
President's Club 0.25% 0.25%

Business Interest Checking

Regular Savings

0.25%

0.25%

0.25%

0.25%

Christmas Savings 0.25% 0.25%
Rate Climber Money Market
$2,500 to $9,999.99 0.25% 0.25%
$10,000.00 to $49,999.99 0.30% 0.30%
$50,0000 and higher 0.35% 0.35%
     
Public Funds (All Tiers) 0.25% 0.25%

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.

Minimum Balance required to open accounts.

Certificates of Deposit (Regular & IRAs)

TermRateAPY*IRA APY*
7 to 30 Day 0.25% 0.25% 0.25%
31 to 182 Day 0.40% 0.40% 0.40%
6 Month 0.75% 0.75% 0.75%
12 Month

1.00%

1.00% 1.00%
18 Month 1.10% 1.10% 1.10%
24 Month 1.20% 1.20% 1.20%
36 Month 1.25% 1.25% 1.25%
48 Month 1.50% 1.50% 1.50%
60 Month 1.75% 1.75% 1.75%

Public Funds  (7 day to 6 Month)

0.50% 0.50%  

Public Funds  (6 month to 60 month)

0.70% 0.70%  

*APY = Annual Percentage Yield

$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.