Deposit Rates

Effective August 2, 2021

Account TypeRateAPY*
President's Club 0.05% 0.05%

Business Interest Checking

Regular Savings

0.05%

0.05%

0.05%

0.05%

Christmas Savings 0.05% 0.05%
Rate Climber Money Market
$2,500 to $9,999.99 0.05% 0.05%
$10,000.00 to $49,999.99 0.05% 0.05%
$50,0000 and higher 0.05% 0.05%
     
Public Funds (All Tiers) 0.05% 0.05%

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.

Minimum Balance required to open accounts.

Certificates of Deposit (Regular & IRAs)

TermRateAPY*IRA APY*
7 to 30 Day 0.10% 0.10% 0.10%
31 to 182 Day 0.20% 0.20% 0.20%
6 Month 0.25% 0.25% 0.25%
12 Month

0.45%

0.45% 0.45%
18 Month 0.45% 0.45% 0.45%
24 Month 0.50% 0.50% 0.50%
36 Month 0.60% 0.60% 0.60%
48 Month 0.75% 0.75% 0.75%
60 Month 1.00% 1.00% 1.00%

Public Funds  (7 day to 6 Month)

0.05% 0.05%  

Public Funds  (6 month to 60 month)

0.10% 0.10%  

*APY = Annual Percentage Yield

$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.