Deposit Rates

Effective November 21, 2022

Account TypeRateAPY*
President's Club 0.10% 0.10%

Business Interest Checking

Regular Savings

0.10%

0.10%

0.10%

0.10%

Christmas Savings 0.10% 0.10%
Rate Climber Money Market
$2,500 to $9,999.99 0.10% 0.10%
$10,000.00 to $49,999.99 0.20% 0.20%
$50,0000 and higher 0.25% 0.25%
     
Public Funds (All Tiers) 0.10% 0.10%

*APY = Annual Percentage Yield

Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.

Minimum Balance required to open accounts.

Certificates of Deposit (Regular & IRAs)

TermRateAPY*IRA APY*
7 to 30 Day 0.25% 0.25% 0.25%
31 to 182 Day 0.40% 0.40% 0.40%
6 Month 1.40% 1.40% 1.40%
12 Month 2.10% 2.10% 2.10%
18 Month 2.75% 2.75% 2.75%
24 Month 2.80% 2.80% 2.80%
36 Month 2.90% 2.90% 2.90%
48 Month 3.10% 3.10% 3.10%
60 Month 3.35% 3.35% 3.35%

*APY = Annual Percentage Yield

 The rate on public fund CDs is minus 1/2% of the posted rate and the APY is the same.

CD Specials do not apply for public funds. 

$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.