Deposit Rates
Effective January 20, 2020
| Account Type | Rate | APY* |
| President's Club |
0.25% |
0.25% |
|
Business Interest Checking
Regular Savings
|
0.25%
0.25%
|
0.25%
0.25%
|
| Christmas Savings |
0.25% |
0.25% |
| Rate Climber Money Market |
| $2,500 to $9,999.99 |
0.25% |
0.25% |
| $10,000.00 to $49,999.99 |
0.30% |
0.30% |
| $50,0000 and higher |
0.35% |
0.35% |
| |
|
|
| Public Funds (All Tiers) |
0.25% |
0.25% |
*APY = Annual Percentage Yield
Rates are subject to change without notice. Minimum Balance required to obtain APY. Fees may reduce earnings.
Minimum Balance required to open accounts.
Certificates of Deposit (Regular & IRAs)
| Term | Rate | APY* | IRA APY* |
| 7 to 30 Day |
0.50% |
0.50% |
0.50% |
| 31 to 182 Day |
0.65% |
0.65% |
0.65% |
| 6 Month |
1.00% |
1.00% |
1.00% |
| 12 Month |
1.50%
|
1.50% |
1.50% |
| 18 Month |
1.60% |
1.60% |
1.60% |
| 24 Month |
1.60% |
1.60% |
1.60% |
| 36 Month |
1.75% |
1.75% |
1.75% |
| 48 Month |
2.00% |
2.00% |
2.00% |
| 60 Month |
2.25% |
2.25% |
2.25% |
|
Public Funds (7 day to 6 Month)
|
0.50% |
0.50% |
|
|
Public Funds (6 month to 60 month)
|
0.70% |
0.70% |
|
*APY = Annual Percentage Yield
$1000 minimum to open certificates of deposit/$100 for IRA's. Penalty will be imposed for early withdrawal.