Miscellaneous Fees

The following fees may be assessed when applicable.


Balancing Customers Checkbook - $20 (per hour)

Past Statements - $2.00 each

Dormancy Fee for Checking Accounts - $3.00

     - 18 months - No Activity - Balance of <$15

Dormancy Fee for Savings Accounts - $3.00

     - 24 months - No Activity - Balance of <$15 

Fax Transmission - $2.00 per fax

Garnishments & Levies - $25.00

Official Check - $5.00 Each

Research - $20

Safe Deposit Box Drill - $175.00

      - If both keys are lost, box has to be drilled

Safe Deposit Box Drill - $110.00

      - Change Lock Only - 1 key lost

Stop Payment - $20.00

Wire Transfers  $15.00

      - Outgoing & Incoming Domestic

Wire Transfer - $40.00

       - Outgoing & Incoming Foreign

Debit/ATM Card Replacement Fee - $15.00

Replacement Locked Deposit Bag - $25.00

Returned Item Fee - $33.00 each

Overdraft/Paid Item Fee - $33.00

Regular Checking Account Fee - $9.00 

       - if account falls below $500 

Commerce Club Account Fee - $11.00

President's Club Account Fee - $11.00

       - if account falls below $1000 

Business Checking Account Fee - $9.00

       - if account falls below $500 

Business Interest Checking Account Fee - $11.00 

       - if account falls below $1000

Business Money Market Account Fee - $11.00

       - if account falls below $2500

Christmas Savings Account Fee - $11.00

       - after one withdrawal

Regular Savings Account Fee - $6.00

       - applied per withdrawal after 3 per quarter

Excessive Withdrawal Fee** - $10.00

Rate Climber Money Market Account Fee - $11.00

       - if account falls below $2500

 

** Regular Savings, Rate Climber Money Market and Business Money Market Accounts are limited by federal law to 6 transactions per month by means of wire transfers, ACH transfers, drafts and telephone orders. Excessive withdrawals may result in a fee of $10 per excessive item and may result in your account being transferred to another eligible account.